Q: A lot of people ask us: What is SR22 insurance?
A: Since auto insurance is mandatory in Illinois, someone who is caught driving without insurance, or someone convicted of a DUI, will probably be required by the State to purchase SR22 insurance.
Basically, you will need to purchase an auto liability insurance policy with an SR22 filing. This simply means that the State will be notified that you have insurance. If your policy should be cancelled for any reason, the State is also notified.
It is more common than most people think. Not only can you be caught by getting stopped by the police, but the State also sends out random requests for proof of insurance on a specific date. If you didn’t have insurance, you’ll probably need to get SR22 insurance.
It is also not as expensive as most people think. You are really not charged anything extra for needing the SR22 insurance. You are simply charged for the reason you need it, such as an accident without insurance. Your policy premium would reflect the fact that you had an accident, but you would not be charged extra for needing the SR22.
Call Aarco American to get your FREE quotation for your SR22 insurance. We provide low cost auto and SR22 insurance to Illinois residents. We have been serving the Chicago area for over 50 years, and pride ourselves on our price, service and quality.