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What should I do if I have an auto accident?


1. Do not leave the scene of the car accident.

 

  • Call the police immediately to report any automobile accident, no matter how small, that results in personal injury or vehicle damage.
  • Notify the police about any medical assistance that may be needed or any vehicle that is not drivable.
  • Warn other vehicles by turning on your vehicle's flashers.
  • Do not accept responsibility or otherwise discuss the car accident with anyone except police authorities and your auto insurance company. Do not accept any monetary settlement at the car accident scene.
  • Remain calm and courteous.

2. Exchange information with the other driver.

  • Write down the other driver's license number, license plate number and state.
  • Get the other driver’s auto insurance company name and policy number. Look at the insurance I.D. card carefully be certain you have the correct name of the insurance company.
  • Write down the year, make, model, and description of the vehicle. Record the name, address and telephone number of the other driver.
  • Write down the names and addresses of all passengers, injured persons or anyone with property damage.
  • Get names and contact information from any witnesses to the car accident, if possible.
  • If you have a camera or smart phone, take pictures of the damages.

3. Diagram the scene before leaving the scene of automobile accident .

  • Note time of day, weather and condition of roadway (wet, icy, dry, etc.).
  • Show positions of all vehicles involved in the auto accident.
  • Write down the car accident details you feel are important.
  • After taking care of everything at the scene, notify your auto insurance company immediately. Save copies of all paperwork relating to the car accident.

If you have questions, contact us to help you through the claim process. Remember, we don’t work for an auto insurance company, we are here to work on your behalf!

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