An SR-22 is an electronic form that your insurance company files on your behalf in the state you live in.

People often mistakenly call it “SR-22 insurance,” but it’s simply a form stating that you meet the minimum car insurance requirements in your state. The DMV requires this form to be submitted to them by your insurance company, so the state can know you are an insured driver.

You may need an SR-22 if you have one of the following driving violations:

Reckless driving
At-fault accidents
Driving without insurance coverage
Driving with a suspended license

Reminder: Please make sure you pay your premium on time otherwise your insurance company must notify the DMV that your insurance is about to lapse, as a result of this your drivers license will be suspended.

Keywords: Illinois, Cook County, Elgin, Oak Park, Kane County, Dupage County

Categories: FAQ